Roof Hail Damage
If your house has recently got hit by a severe hail storm, you should consider getting a professional hail damage roof inspection done as soon as possible. After a hail storm, most homeowners are not aware of the damage that hail did to their home’s roofing system.
In most cases, any damage done to your roof as a result of a hail storm cannot be seen from the ground, which is a huge reason why the idea of hail damage inspection hardly ever comes into a homeowner’s mind.
Homeowners should request a hail damage inspection right after a severe weather event to check for any signs of significant damage. Not only is it going to help you identify potential expensive issues with your roofing system, but it will also give you a slight sense of security that your home is safe. Nevertheless, most homeowners living in Irving, Texas, tend to either wait or ignore hail damage, which can cost you even more in the long run.
Hail storm damage and your homeowners’ insurance
Your home’s roofing system is the primary defense for your home against the test of elements. All insurance companies understand how critical a fully functional roofing system is, which is why any roofing damage caused by a hailstorm is often covered in your policy.
Hail storm damage can take a lot of time to cause a roof leak, and most homeowners choose to put off hiring a professional roof inspection or getting damages fixed. This is not a good idea. Here is why:
- When hail hits the asphalt shingles of your home’s roof, it tends to knock off some of the protective granule coatings. Once these protective granules are gone, the layer underneath gets exposed to the elements.
- The UV rays from the sun are eventually going to weaken the exposed spots on your roofing shingles, making them brittle. These exposed areas are often much more susceptible to forming leaks in the future.
- After a leak occurs, the damage on your roofing system can develop even more significant issues due to potential growth of mold, electrical problems, wall and ceiling damage from leaks, and perhaps even personal property losses.
- The damage can also start quickly and is often difficult to detect until a leak starts to appear.
While your insurance policies cover hail storm damage to your roofing, the excess damage caused by waiting to get repairs done is not. Most insurance companies believe that it’s the responsibility of a homeowner to maintain their homes and take all the actions required to prevent any leak or subsequent damage from occurring.
This is the reason why if you wait to get repairs done unless your roof starts to leak before making a claim, you could end up paying for all major repairs. Preventing any additional damage to your home is the main reason why most insurance companies tend to have a time limit before they could file for a claim. Many policies even state that claims need to be filed as soon as possible.
Are you ignoring hail storm damage? Better start saving now.
What would you do with an extra $21,000? Buy a car? Go on a vacation? Invest it? The last thing you would like to think about doing with that kind of money would be to replace your home roofing system. Our team from 911 Exteriors advises homeowners who have not scheduled a professional inspection after a severe weather event is to start saving. Surveys suggest that it costs $21,000 on average to get a roof replaced.
As we mentioned, most insurance companies believe that it is the homeowner’s responsibility to maintain their property and take action to prevent any leaks or subsequent damage. If a homeowner waits too long before getting an inspection, then they need to be prepared to pay for any extra damage caused to the property from their pocket.
Moreover, suppose the policy has some type of time limitation for filing a claim, and you miss getting your roof inspected before that time frame only to find out that your roof has extensive damage. In that case, you might end up paying for all the repairs that otherwise would have been covered by your insurance company.
When it comes to your most significant investment (your home), it is always better to be safe than to be sorry, so ensure that you don’t wait to get your roof inspected after a storm. Contact 911 Exteriors today to learn more or to request a roofing inspection. Do not pay from your pocket for any damage that your insurance would have covered.
Hire a professional roofing expert from 911 Exteriors today!
Even though there is a lot of information about hail storm damage repair available online, you must not make these repairs all by yourself if you do not have enough experience or don’t possess the required tools. Making repairs by yourself can end up doing more harm than good to your home’s roofing system while putting your safety at risk.
Choose 911 Exteriors for all your hail damage needs. We provide homeowners living in Irving, Texas, with excellent weather-related repairs and services. Our professionals can also work with your insurance provider to help you make your claims.
If you live anywhere in Frisco, Plano, Allen, Garland, Richardson, Dallas, Forth Worth, Irving, Carrollton, Coppell, Addison, Arlington, Colleyville, Bedford, Euless and Valley Ranch, give us a call at 972-243-6700 or click here to get your free quote today!
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